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StepEx
StepEx
stepex.co

Locations

London, UK · Mile End, London, UK · Kingston Vale, London SW15, UK

industry

Finance · Lending and Investments

Size

11-50 employees

Stage

Pre Seed

founded in

2017

StepEx enables borrowers to fund their education by selling a proportion of their future income for a defined period. With repayments that are always affordable no-one is forced into bankruptcy. This makes further education and the wealth creation it brings available to everyone at far lower borrowing costs than through traditional unsecured personal debt providers. Corporates can provide funds to match the talent they want in future with the qualifications they need, targeting demographics that are underrepresented in their workforce. Reducing the cost of HR search and selection costs, providing a positive return on an impact (ESG) investment and a crucial advantage in the war for talent. Investors can amplify corporate funding by participating in the only asset class that provides exposure to the labour market, a natural hedge against most macro shocks that impact capital markets. This non-correlated asset class provides higher risk weighted returns than comparable assets.

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